5 years Financial Highlights

5 years Financial Highlights

Extracted from Annual Report 2020

2020 2019 2018 2017 2016
OPERATING RESULTS
For the financial year ended 31 December (RM’million)
Revenue 2,265 1,932 1,921 1,560 1,936
Profit before taxation 386.7 682.5 679.1 554.1 741.8
Net profit attributable to equity holders of the Company 230.3 487.8 503.1 417.9 564.0
KEY BALANCE SHEET DATA
As at 31 December (RM’million)
Loans, advances and financing 45,493 45,388 48,392 45,722 43,747
Total assets 69,537 68,341 75,976 70,009 68,886
Deposits from customers 49,884 51,089 57,346 50,920 51,506
Total liabilities 59,899 58,945 67,235 61,680 60,155
Commitments and contigencies 36,250 30,851 30,873 32,286 26,952
Paid-up capital 4,902 4,775 4,685 4,685 1,943
Shareholders’ equity attributable to the equity holders of the Company 9,567 9,337 8,672 8,271 8,682
FINANCIAL RATIOS (%)
Profitability Ratios
Net return on average shareholders’ funds 2.44 5.42 5.94 4.93 6.65
Net return on average assets 0.33 0.68 0.69 0.60 0.83
Net return on average risk-weighted assets 0.49 1.01 1.02 0.88 1.22
Cost to income ratio 59.65 63.36 63.39 59.87 59.04
Asset Quality Ratios
Gross impaired loans ratio 3.52 3.00 3.25 2.53 1.67
Net impaired loans ratio 2.57 2.28 2.59 2.10 1.08
Loan loss coverage 98.23 96.88 97.08 98.50 94.34
SHARE INFORMATION - Per share (sen)
Earnings - Basic 11.43 24.59 25.89 23.98 29.03
Earnings - fully diluted 11.03 23.85 25.33 23.98 29.03
Gross Dividend 3.50 5.00 5.00 2.34 5.00
Net assets 460 470 446 426 447
Share price - high 193 191 226 234 241
Share price - low 133 189 222 231 237
Share price as at 31 December 184 190 223 231 239
Market capitalisation (RM’million) 3,827 3,773 4,333 4,488 4,644
SHARE VALUATION
Gross dividend yield (%) 1.90 2.63 2.24 1.01 2.09
Dividend payout ratio (%):-
- based on Group’s profit after tax 31.60 20.33 19.31 9.77 34.45
- based on Company’s profit after tax 78.29 26.68 16.35 16.09 86.76
Price to earnings multiple (times) 16.10 7.73 8.61 9.63 8.23
SEGMENT INFORMATION
Profit before taxation and zakat by activity (RM’million)
Commercial banking 195 555 802 502 603
Investment banking 344 165 150 40 102
Insurance (net of tax) 41 30 47 13 49
Others (186) (67) (320) (1) (12)
394 683 679 554 742