Extracted from Annual Report 2019
| 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|
| OPERATING RESULTS | |||||
| For the financial year ended 31 December (RM’million) | |||||
| Revenue | 1,932 | 1,921 | 1,560 | 1,936 | 1,802 |
| Profit before taxation and zakat | 682.5 | 679.1 | 554.1 | 741.8 | 519.3 |
| Net profit attributable to equity holders of the Company | 487.8 | 503.1 | 417.9 | 564.0 | 369.3 |
| KEY BALANCE SHEET DATA | |||||
| As at 31 December (RM’million) | |||||
| Loans, advances and financing | 45,388 | 48,392 | 45,722 | 43,747 | 43,345 |
| Total assets | 68,341 | 75,976 | 70,009 | 68,886 | 67,414 |
| Deposits from customers | 51,089 | 57,346 | 50,920 | 51,506 | 50,549 |
| Total liabilities | 58,945 | 67,235 | 61,680 | 60,155 | 59,087 |
| Commitments and contigencies | 30,851 | 30,873 | 32,286 | 26,952 | 27,996 |
| Paid-up capital | 4,775 | 4,685 | 4,685 | 1,943 | 1,943 |
| Shareholders’ equity attributable to the equity holders of the Company | 9,337 | 8,672 | 8,271 | 8,682 | 8,282 |
| FINANCIAL RATIOS (%) | |||||
| Profitability Ratios | |||||
| Net return on average shareholders’ funds | 5.42 | 5.94 | 4.93 | 6.65 | 4.55 |
| Net return on average assets | 0.68 | 0.69 | 0.60 | 0.83 | 0.55 |
| Net return on average risk-weighted assets | 1.01 | 1.02 | 0.88 | 1.22 | 0.82 |
| Cost to income ratio | 63.36 | 63.39 | 59.87 | 59.04 | 60.23 |
| Asset Quality Ratios | |||||
| Gross impaired loans ratio | 3.00 | 3.25 | 2.53 | 1.67 | 1.90 |
| Net impaired loans ratio | 2.28 | 2.59 | 2.10 | 1.08 | 1.02 |
| Loan loss coverage | 96.88 | 97.08 | 98.50 | 94.34 | 98.09 |
| SHARE INFORMATION - Per share (sen) | |||||
| Earnings - Basic | 24.59 | 25.89 | 23.98 | 29.03 | 19.01 |
| Earnings - fully diluted | 23.85 | 25.33 | 23.98 | 29.03 | 19.01 |
| Gross Dividend | 5.00 | 5.00 | 2.34 | 5.00 | 7.99 |
| Net assets | 470 | 446 | 426 | 447 | 426 |
| Share price - high | 191 | 226 | 234 | 241 | 300 |
| Share price - low | 189 | 222 | 231 | 237 | 210 |
| Share price as at 31 December | 190 | 223 | 231 | 239 | 234 |
| Market capitalisation (RM’million) | 3,773 | 4,333 | 4,488 | 4,644 | 4,547 |
| SHARE VALUATION | |||||
| Gross dividend yield (%) | 2.63 | 2.24 | 1.01 | 2.09 | 3.41 |
| Dividend payout ratio (%):- | |||||
| - based on Group’s profit after tax | 20.33 | 19.31 | 9.77 | 34.45 | 42.03 |
| - based on Company’s profit after tax | 26.68 | 16.35 | 16.09 | 86.76 | 67.17 |
| Price to earnings multiple (times) | 7.73 | 8.61 | 9.63 | 8.23 | 12.31 |
| SEGMENT INFORMATION | |||||
| Profit before taxation and zakat by activity (RM’million) | |||||
| Commercial banking | 555 | 802 | 502 | 603 | 461 |
| Investment banking | 165 | 150 | 40 | 102 | 60 |
| Insurance (net of tax) | 30 | 47 | 13 | 49 | 8 |
| Others | (67) | (320) | (1) | (12) | (10) |
| 683 | 679 | 554 | 742 | 519 | |
