5 years Financial Highlights

5 years Financial Highlights

Extracted from Annual Report 2019

2019 2018 2017 2016 2015
OPERATING RESULTS
For the financial year ended 31 December (RM’million)
Revenue 1,932 1,921 1,560 1,936 1,802
Profit before taxation and zakat 682.5 679.1 554.1 741.8 519.3
Net profit attributable to equity holders of the Company 487.8 503.1 417.9 564.0 369.3
KEY BALANCE SHEET DATA
As at 31 December (RM’million)
Loans, advances and financing 45,388 48,392 45,722 43,747 43,345
Total assets 68,341 75,976 70,009 68,886 67,414
Deposits from customers 51,089 57,346 50,920 51,506 50,549
Total liabilities 58,945 67,235 61,680 60,155 59,087
Commitments and contigencies 30,851 30,873 32,286 26,952 27,996
Paid-up capital 4,775 4,685 4,685 1,943 1,943
Shareholders’ equity attributable to the equity holders of the Company 9,337 8,672 8,271 8,682 8,282
FINANCIAL RATIOS (%)
Profitability Ratios
Net return on average shareholders’ funds 5.42 5.94 4.93 6.65 4.55
Net return on average assets 0.68 0.69 0.60 0.83 0.55
Net return on average risk-weighted assets 1.01 1.02 0.88 1.22 0.82
Cost to income ratio 63.36 63.39 59.87 59.04 60.23
Asset Quality Ratios
Gross impaired loans ratio 3.00 3.25 2.53 1.67 1.90
Net impaired loans ratio 2.28 2.59 2.10 1.08 1.02
Loan loss coverage 96.88 97.08 98.50 94.34 98.09
SHARE INFORMATION - Per share (sen)
Earnings - Basic 24.59 25.89 23.98 29.03 19.01
Earnings - fully diluted 23.85 25.33 23.98 29.03 19.01
Gross Dividend 5.00 5.00 2.34 5.00 7.99
Net assets 470 446 426 447 426
Share price - high 191 226 234 241 300
Share price - low 189 222 231 237 210
Share price as at 31 December 190 223 231 239 234
Market capitalisation (RM’million) 3,773 4,333 4,488 4,644 4,547
SHARE VALUATION
Gross dividend yield (%) 2.63 2.24 1.01 2.09 3.41
Dividend payout ratio (%):-
- based on Group’s profit after tax 20.33 19.31 9.77 34.45 42.03
- based on Company’s profit after tax 26.68 16.35 16.09 86.76 67.17
Price to earnings multiple (times) 7.73 8.61 9.63 8.23 12.31
SEGMENT INFORMATION
Profit before taxation and zakat by activity (RM’million)
Commercial banking 555 802 502 603 461
Investment banking 165 150 40 102 60
Insurance (net of tax) 30 47 13 49 8
Others (67) (320) (1) (12) (10)
683 679 554 742 519