Affin Bank Berhad | Annual Report 2020

159 FIVE-YEAR GROUP FINANCIAL SUMMARY AFFIN BANK BERHAD 197501003274 (25046-T) | ANNUAL REPORT 2020 2016 2017 2018 2019 2020 OPERATING RESULTS For the financial year ended 31 December (RM’million) Revenue 1,936 1,560 1,921 1,914 2,265 Profit before taxation 737.7 550.7 675.0 677.0 386.7 Net profit attributable to the equity holders of the Company 564.0 417.9 503.1 487.8 230.3 KEY BALANCE SHEET DATA As at 31 December (RM’million) Loans, advances and financing 43,747 45,722 48,392 45,388 45,493 Total assets 68,886 70,009 75,976 68,341 69,537 Deposits from customers 51,506 50,920 57,346 51,089 49,884 Total liabilities 60,155 61,680 67,235 58,945 59,899 Commitments and contingencies 26,952 32,286 30,873 30,851 36,250 Paid-up capital 1,943 4,685 4,685 4,775 4,902 Shareholders’ equity attributable to the equity holders of the Company 8,682 8,271 8,672 9,337 9,567 FINANCIAL RATIOS (%) Profitability Ratios Net return on average shareholders’ funds 6.65 4.93 5.94 5.42 2.44 Net return on average assets 0.83 0.60 0.69 0.68 0.33 Net return on average risk-weighted assets 1.22 0.88 1.02 1.01 0.49 Cost to income ratio 59.04 59.87 63.39 63.03 59.65 Asset Quality Ratios Gross impaired loans ratio 1.67 2.53 3.25 3.00 3.52 Net impaired loans ratio 1.08 2.10 2.59 2.28 2.57 Loan loss reserve 94.34 98.50 97.08 96.88 98.23