Affin Bank Berhad | Annual Report 2020

6 KEY HIGHLIGHTS OF 2020 ORGANISATION EXECUTIVE SUMMARY CORPORATE GOVERNANCE FINANCIAL STATEMENTS OTHER INFORMATION RM 386.7 million Profit Before Tax SUPPORT FOR CUSTOMERS DURING THE TIME OF COVID-19 RM 2.3 billion Revenue RM 772.1 million Net Interest Income 11.4 sen Earnings Per Share 2.89 % Cost of Funds 22.22 % CASA ratio RM 46.3 billion Gross Loans RM 69.5 billion Total Assets 14.52 % CET 1 Capital Ratio 16.29 % Tier 1 Capital Ratio 22.24 % Total Capital Ratio Strong Capital Position AFFINMAX On 11 December 2020, AFFINMAX was soft launched. AFFINMAX is a One Stop Account Management system that manages account swiftly through a dedicated platform which suit business needs. It comes with Integrated Payment Solution and Online Trade Service AFFIN AVANCE On 11 November 2020, AFFIN AVANCE was launched for mass affluent segment customised with unique benefits for techsavvy, on-the-go professionals. AFFIN INVIKTA On 8 March 2021, AFFIN INVIKTA was launched which is a banking service focusing on delivering wealth advisory and solutions with a personalised approach and bonus lifestyle privileges and is marketed towards high net worth individuals. PRIORITY ISLAMIC BANKING Affin Islamic Bank achieved 43% of the Group’s total financing/loans assets, exceeding 40% target set by BNM. >35,000 customers No of Customers Supported under financial relief programs SUSTAINABLE ENERGY FINANCING AWARD AFFIN DUO CREDIT CARD RINGGITPLUS READERS’ CHOICE AWARDS 2020 SME COLONY APP BANK WITH THE BEST FD RATES IN MALAYSIA Ringgitplus Awards 2020 NEW FINANCIAL AND WEALTH PLANNING OFFERING NEW CORPORATE INTERNET BANKING SOLUTION PERSONALISED SOLUTIONS FOR PREMIER CUSTOMERS